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Insurance

Business Insurance for Web Designers: What You Need & What It Costs (2026)

October 3, 2026 by Joel López
Business Insurance for Web Designers: What You Need & What It Costs (2026)

Which business insurance freelance web designers need in 2026 (tech E&O, general liability, cyber) and what each policy costs, with median prices and a simple decision table.

Categories Insurance

Health Insurance for Self-Employed Freelancers (2027 Guide): Options, Subsidies & Deductions

October 2, 2026October 2, 2026 by Joel López
Health Insurance for Self-Employed Freelancers (2027 Guide): Options, Subsidies & Deductions

How self-employed freelancers can get health insurance for 2027: Marketplace plans after the enhanced subsidies expired, open enrollment dates, the self-employed health insurance deduction and HSAs.

Categories Insurance 1 Comment

General Liability Insurance for Consultants: Cost, Coverage & What Clients Require (2026)

October 2, 2026October 2, 2026 by Joel López
General Liability Insurance for Consultants: Cost, Coverage & What Clients Require (2026)

What general liability insurance costs for consultants in 2026, how it differs from professional liability (E&O), and what clients typically require in contracts.

Categories Insurance 2 Comments

General Liability Insurance for Photographers: Cost, Coverage & Do You Need It? (2026)

October 2, 2026October 2, 2026 by Joel López
General Liability Insurance for Photographers: Cost, Coverage & Do You Need It? (2026)

How much general liability insurance costs for photographers in 2026, what it covers (and doesn’t), and how to buy the right policy for weddings, events and on-location shoots.

Categories Insurance 1 Comment
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Latest guides

  • Business Insurance for Web Designers: What You Need & What It Costs (2026)
    Business Insurance for Web Designers: What You Need & What It Costs (2026)
  • Solo 401(k) vs SEP IRA for Freelancers (2026): Limits, Examples & Which to Choose
    Solo 401(k) vs SEP IRA for Freelancers (2026): Limits, Examples & Which to Choose
  • Health Insurance for Self-Employed Freelancers (2027 Guide): Options, Subsidies & Deductions
    Health Insurance for Self-Employed Freelancers (2027 Guide): Options, Subsidies & Deductions
  • S Corp vs LLC for Freelancers (2026): When an S Corp Election Saves Money
    S Corp vs LLC for Freelancers (2026): When an S Corp Election Saves Money
  • How to Get an EIN as a Freelancer (Free, in 15 Minutes)
    How to Get an EIN as a Freelancer (Free, in 15 Minutes)

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  • Taxes (3)
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OwnWork HQ

Clear, research-backed guides on insurance, taxes and tools for US freelancers, consultants and solopreneurs.

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