Last updated: October 2, 2026
Welcome to OwnWork HQ. By accessing or using ownworkhq.com (the “Site”), you agree to these Terms of Use. If you do not agree, please do not use the Site.
1. Informational content only
All content on the Site is provided for general informational and educational purposes. It is not tax, legal, insurance, investment or financial advice and does not create a professional-client relationship. Always consult a qualified professional before making decisions. See our Disclaimer.
2. Accuracy
We work to keep information accurate and up to date, but laws, tax figures, prices and product terms change frequently. We make no warranties that the content is complete, current or error-free, and you use it at your own risk.
3. Intellectual property
Unless otherwise stated, the Site and its content, including text, graphics, logos, cover images, calculators and templates, are owned by OwnWork HQ and protected by copyright and other intellectual property laws. © 2026 OwnWork HQ. All rights reserved.
- You may read, share links to and print articles for personal, non-commercial use.
- You may use our invoice and contract templates for your own business.
- You may not copy, republish, sell or redistribute our articles, images or tools, in whole or substantial part, without written permission. Short quotations with a clear link to the original article are welcome.
4. Third-party links and services
The Site links to third-party websites, products and services, some of which may be affiliate links. We are not responsible for their content, terms, privacy practices or availability. Your dealings with third parties are solely between you and them.
5. Acceptable use
You agree not to misuse the Site, including by attempting to gain unauthorized access, interfering with its operation, scraping content at scale, or using it for unlawful purposes.
6. Limitation of liability
To the maximum extent permitted by law, OwnWork HQ and its owner shall not be liable for any indirect, incidental, consequential or special damages, or for any loss arising from your use of, or reliance on, the Site or its content, including calculators and templates.
7. Changes
We may update these Terms at any time. Continued use of the Site after changes means you accept the updated Terms.
8. Governing law
These Terms are governed by the laws of Spain, without prejudice to any mandatory consumer protection rights you may have under the laws of your country or state of residence.
9. Contact
Questions about these Terms: hello@ownworkhq.com.